Credit Explanation Letter Sample

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Credit Explanation Letter Sample. A letter to improve your credit will not always help you restore a pristine credit rating, but writing out and mailing in your own explanation of a late payment may go a long way to raising your credit score by eliminating negative items in your credit report.

Credit Explanation Letter Sample., You can be certain that late payments are the worst thing you can do to negatively affect your credit history. Making a credit card payment 30 days late is the fastest way to lower your all-important FICO credit score.

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